Ohio Dental Financing And Assistance For Bad Credit/Low Income


Beautiful teeth are important and keeping your teeth and mouth healthy is also important to your overall health. Lack of access to dental care for all ages remains a public health challenge and many Americans living in Ohio are finding it difficult to pay a dentist for their dental needs. This may be because they are unable to afford dental treatment or unable to get approved for financing because of bad credit.

Here we have listed the options for low cost dental treatment that are available to residents of Ohio:

Dental Benefits For Veterans – Dental benefits are provided by the Department of Veterans Affairs according to law. In some instances, Veterans Affairs is authorized to provide extensive dental care, while in other cases treatment may be limited. Eligibility and benefits for Veteran dental care are limited by law and categorized into VA dental classifications or classes.

Safety Net Clinics – These Ohio programs provide dental treatment services and are usually operated by community health centers, local health departments, hospitals and other organizations within a community. These programs serve patients covered by Medicaid and offer reduced fees, sliding-fee schedules, or free care to people who are unable to afford a private dentist. There are around 100 safety net dental programs in 48 Ohio counties that provide basic dental care such as X-rays, exams, extractions, fillings, dentures and root canals. There are also 12 programs in 11 Ohio counties that offer only preventive services such as fluoride treatments and cleanings.

Dental OPTIONS (Ohio Partnership To Improve Oral health through access to Needed Services) – is a program offered by the Ohio Dental Association in partnership with the Ohio Department of Health that helps the uninsured in Ohio with special financial barriers and/or health care needs to obtain dental care. Once you become eligible, you will be matched with volunteer dentists enrolled in the OPTIONS program that have agreed to provide dental care for a reduced cost. This program requires Ohioans to pay some money at the time of each appointment. Patients who become eligible for this program are usually adults that are the elderly living on a fixed income or the “working poor”. Only a few types of dental procedures are provided under OPTIONS.

Healthy Start/Healthy Families, Ohio’s Medicaid program – This program that is administered through the Ohio Department of Job and Family Services allows pregnant women, families and children to get low-cost and free dental care coverage. In addition, many other health care services such as prescriptions, doctor visits, immunizations and hospital care are covered.

To qualify for Medicaid in Ohio, a person must meet basic requirements:

a) be a U.S. citizen or meet Medicaid citizenship requirements;
b) have or get a social security number;
c) be an Ohio resident;
d) meet certain financial requirements

Dental Schools – Dental schools are a excellent source of reduced-cost, quality dental treatment. Most of these teaching facilities have clinics that allow dental students to gain experience treating patients while providing care at a lowered cost. Licensed, experienced dentists closely supervise the students. Faculty and post-graduate clinics are also available at most dental schools.

Locations and Contact Information of Dental Schools in Ohio:

The Ohio State University College of Dentistry – This dental school offers a full range of treatments that include cosmetic dentistry; crowns; bridges; dentures; implant restorations; maxillofacial prosthodontics for cancer patients; surgical and non-surgical treatment of gum diseases; implant placement; dentistry for children from infancy to 18 years of age; braces to straighten teeth and early treatment to modify facial growth; diagnosis and treatment of diseases of the mouth and jaws; surgery of the face, jaws, and mouth; implants; tooth extraction; jaw reconstruction; facial trauma/fractures; facial nerve injuries; family dentistry; restorative/cosmetic dentistry; preventative dentistry; root canal treatment for diseased dental pulps to prevent tooth loss; preventative teeth cleaning and oral healthcare; patient education; IV sedation and general anesthesia for patients of all ages that will be treated by hygiene students, second-, third- or fourth-year dental students, graduate students and experienced faculty members.

Contact Information:

305 W. 12th Avenue
Columbus, OH 43210
Website: dent.osu.edu

To make an appointment or to find out more about their comprehensive care, call (614) 292-1472.

Case Western Reserve University, School of Dental Medicine – They offer dental services in all areas of general and specialized dentistry that include extractions, orthodontic therapy (including Invisalign), Periodontal therapy (includes teeth cleaning and diagnosing and preventing periodontal disease), root canal therapy, cosmetic dentistry (includes veneers, bonding restoration, and teeth whitening), Restorative dentistry (includes sealants, fillings, crowns, CEREC, bridges, complete dentures and partial dentures), full mouth reconstruction, placing and restoring dental implants (includes a single missing tooth, multiple missing teeth, snap-on dentures, dentures stabilized on a bar connecting the implants, and fixed implant denture (teeth in a day)).

Contact Information:

2124 Cornell Road
Cleveland, OH 44106-4905
Website: dental.case.edu
Call 216.368.3290 to schedule a appointment.

In-House Dental Financing – Some dentists in Ohio may offer in-house financing regardless of past credit.

Below is a list of dentists that claim they can help people with bad credit financing for dental work in Ohio:

At this time we are unable to locate any dental offices in Ohio that offer in-house dental financing with bad credit. If any of our viewers are aware of any in-house financing programs for bad credit or if you are a dentist that offers such a program and want to be added to our list, please email us at help@infoaviator.org.

Although they are not a dentist but a finance company, United Medical Credit claims to offer financing options for most credit scores. In cases when the applicant is declined due to derogatory credit, they claim you can add a co-signer on the loan to help try and get you approved. They provide oral cosmetic and dental procedure loans for braces, contouring, reshaping, gum surgery, dentures, root canals, veneers, tooth whitening and more. For more information you can contact them by calling (888) 647-4333 or visiting their website at unitedmedicalcredit.com. If you get approved or denied, please let us know the details by emailing us at help@infoaviator.org so we can update the information with our viewers.

Clinical Trials – The National Institute of Dental and Craniofacial Research sometimes seeks volunteers with specific oral, dental and craniofacial conditions to participate in research studies, otherwise known as clinical trials. Researchers may provide study participants with limited low-cost or free dental treatment for the particular condition they are studying.

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