Maryland Dental Financing And Assistance For Bad Credit/Low Income


Many residents living in Maryland are finding it difficult to pay a dentist for their dental needs. This may be because they are unable to afford dental treatment or unable to get approved for financing because of bad credit.

Here we have listed the options for discounted dental treatment that are available to residents of Maryland:

Dental Benefits For Veterans – Dental benefits are provided by the Department of Veterans Affairs according to law. In some instances, Veterans Affairs is authorized to provide extensive dental care, while in other cases treatment may be limited. Eligibility and benefits for Veteran dental care are limited by law and categorized into VA dental classifications or classes.

Healthy Smiles Dental Program (Maryland’s Medicaid Dental Program) – This government funded Maryland health insurance program for low income families covers dental costs during pregnancy and for children from birth to 20 years old along with adults in the Rare and Expensive Case Management (REM) Program (REM is a special part of the Medicaid program for people who have certain medical conditions or diagnoses and meet other eligibility criteria. For a list of qualifying conditions see Some of the dental services that are included under this program include fluoride treatments, X-rays, cleanings, crowns (some caps), extractions (tooth pulling), fillings, root canal treatments, some sealants, space maintainers, anesthesia, denture adjustments and braces (if medically necessary).

Health Centers – Residents of Maryland may also want to contact their local Health Center as many may provide discounted dental services to those unable to afford treatment. The Bureau of Primary Health Care, a service of the Health Resources and Services Administration (HRSA), supports federally-funded community health centers across the country that provide free or reduced-cost health services, including dental care. Contact the HRSA Information Center toll-free at 1-888-Ask-HRSA (1-888-275-4772) for a list of health centers closest to your location in the Maryland counties of Allegany, Harford, Carroll, St. Mary’s, Cecil, Anne Arundel, Howard, Baltimore, Somerset, Charles, Talbot, Kent, Baltimore, Montgomery, Dorchester, Washington, Frederick, Calvert, Prince George’s, Caroline, Wicomico, Garrett, Worcester and Queen Anne’s.

Dental Schools – Dental schools can be a good source of reduced-cost, quality dental treatment. while providing care at a reduced cost, most of these teaching facilities have clinics that allow dental students to gain experience treating patients. Licensed and experienced, dentists closely supervise the students. Faculty and post-graduate clinics are also available at most schools.

Locations and Contact Information of Dental Schools in Maryland:

University of Maryland at Baltimore School of Dentistry – Offers a full range of specialty, high quality, general and emergency dental care provided by students under the direct supervision of a faculty member that is licensed as a dental hygienist or dentist. Dental treatments for patients include Diagnostic Services (x-rays, examinations), Periodontal treatment (treatment of gum disease), Preventive Care (cleanings), Cosmetic treatment (veneers, tooth colored fillings), Restorations (fillings), Bridges, Crowns, Implant restorations, Endodontics (root canals), Dentures, Teeth whitening and Bonding services. Their fee structure is designed to be less than the fees charged by a private practice dentist.

Contact Information:

650 West Baltimore Street
Baltimore, Maryland 21201
Phone: 410-706-7101

In-House Dental Financing – Some dentists in Maryland may offer in-house financing regardless of past credit. Here is a list of dentists that we found to offer this type of financing:

At this time we are unable to provide our viewers with any dentists in Maryland that offer in-house financing with bad credit.

If any of our viewers are aware of any in-house financing programs for bad credit or if you are a dentist that offers such a program and want to be added to our list, please email us at

Clinical Trials – The National Institute of Dental and Craniofacial Research sometimes seeks volunteers with specific oral, dental, and craniofacial conditions to participate in dental, also known as research studies. Researchers may provide study participants with a low-cost or limited free dental treatment for the particular condition they are studying. To find out if there are any NIDCR clinical trials that you might fit into, visit the NIDCR web site.

Locate Dental Financing and Assistance in other U.S States


About Author

Comments are closed.