Georgia Dental Financing And Assistance For Bad Credit/Low Income


Beautiful teeth are important and keeping your teeth and mouth healthy is also important to your overall health. Lack of access to dental care for all ages remains a public health challenge and many Americans living in Georgia are finding it difficult to pay a dentist for their dental needs. This may be because they are unable to afford dental treatment or unable to get approved for financing because of bad credit.

Here we have listed the options for low cost dental treatment that are available to residents of Georgia:

Dental Benefits For Veterans – Dental benefits are provided by the Department of Veterans Affairs according to law. In some instances, Veterans Affairs is authorized to provide extensive dental care, while in other cases treatment may be limited. Eligibility and benefits for Veteran dental care are limited by law and categorized into VA dental classifications or classes.

Dental Care for Medicaid Enrollees – Medicaid is a medical assistance program that helps many people who can’t afford medical care pay for some or all of their medical bills. Medicaid is administered by the Georgia Department of Community Health (DCH) and pays medical bills with State and Federal tax money. You may be eligible for Medicaid if your income is low and you match one of the following descriptions:

a) You think you are pregnant
b) You are age 65 or older
c) You have a disability
d) You are a child or teenager
e) You are legally blind
f) You need nursing home care

Along with dental care can also be covered for oral surgery, Orthotic and Prosthetic Services along with a full range of other health coverage under the Medicaid program.

PeachCare For Kids – PeachCare for Kids began covering children in 1999, providing comprehensive health care to children in Georgia through the age of 18 who do not qualify for Medicaid and live in households with incomes at or below 235% of the federal poverty level. This means a family of three can earn $45,912 a year and a family of four can earn $55,368 a year.

Eligibility requirements:

a) U.S. citizens, certain qualified legal residents, refugees or asylees who reside in Georgia.
b) Age 18 and under (eligible until 19th birthday).
c) Uninsured.
d) Family income less than or equal to 235% of the federal poverty level, $45,912 for a family of 3 and $55,368 for a family of 4.

Your child may be ineligible if:

Your child is eligible for Medicaid. If your child is eligible for Medicaid, Peachcare for Kids will forward your application to Medicaid and your child will be enrolled.

PeachCare for Kids health benefits include:

a) Care from a doctor when your child is sick
b) Preventive services such as immunizations and regular check-ups
c) Specialist care
d) Dental care
e) Vision care, including vision screenings and eyeglasses
f) Hospitalization
g) Emergency room services
h) Prescription medications
i) Mental health care

Health Centers – Georgia residents may also want to contact their local Health Center as many may provide discounted dental services to those unable to afford treatment. The Bureau of Primary Health Care, a service of the Health Resources and Services Administration (HRSA), supports federally-funded community health centers across the country that provide free or reduced-cost health services (you pay what you can afford, based on your income) for checkups when you’re well, treatment when you’re sick, complete care when you’re pregnant, immunizations and checkups for your children, dental care and prescription drugs for your family, mental health and substance abuse care if you need it.

Dental Schools – Dental schools can be a good source of quality, reduced-cost dental treatment. Most of these teaching facilities have clinics that allow dental students to gain experience treating patients while providing care at a reduced cost. Experienced, licensed dentists closely supervise the students. Post-graduate and faculty clinics are also available at most schools.

Locations and Contact Information of Dental Schools in Georgia:

Georgia Regents University College of Dental Medicine – Offers discounted dental care for Root Canal Therapy, Children’s Dentistry, Gum Disease, Restorative, Cosmetics, Implant Therapy, Braces, Crowns, Bridges, Implants, Dentures along with Oral and Facial Surgery.

Contact Information:

Georgia Regents University
College of Dental Medicine
Augusta, GA 30912-1000

Phone: 706-721-2371 Select Option 3

In-House Dental Financing – Some dentists in Georgia may offer in-house financing regardless of past credit.

Below is a list of dentists that claim they can help people with bad credit financing for dental work in Georgia:

Atlanta Dental Group PC – provides comprehensive dental services that includes Dental Implants, Laser Dentistry, Dental Veneers, Tooth Whitening, Invisalign, Orthodontics, Smile Makeover, Root Canal Therapy, Bone Grafting, Gum Tissue Grafting, Tooth Extractions, Emergency Dental Treatment, Fillings, Dentures, Tooth Restorations, Gum Disease, Oral Hygiene, Sleep Apnea and Pediatric Dentistry.

Contact Information:

1624 Piedmont Avenue Northeast
Atlanta, GA 30324
Phone: (404) 874-7428 Website:

Although they are not a dentist but a finance company, United Medical Credit claims to offer financing options for most credit scores. In cases when the applicant is declined due to derogatory credit, they claim you can add a co-signer on the loan to help try and get you approved. They provide oral cosmetic and dental procedure loans for braces, contouring, reshaping, gum surgery, dentures, root canals, veneers, tooth whitening and more. For more information you can contact them by calling (888) 647-4333 or visiting their website at If you get approved or denied, please let us know the details by emailing us at so we can update the information with our viewers.

Clinical Trials – The National Institute of Dental and Craniofacial Research sometimes seeks volunteers with specific oral, dental and craniofacial conditions to participate in research studies, otherwise known as clinical trials. Researchers may provide study participants with limited low-cost or free dental treatment for the particular condition they are studying.

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