Free To Low Cost Dental Care In West Virginia For Bad Credit/Low Income


Beautiful teeth are important and keeping your teeth and mouth healthy is also important to your overall health. Lack of access to dental care for all ages remains a public health challenge and many Americans living in West Virginia are finding it difficult to pay a dentist for their dental needs. This may be because they are unable to afford dental treatment or unable to get approved for financing because of bad credit.

Here we have listed the options for affordable dental plans for those with low income that are available to residents of West Virginia:

Dental Benefits For Veterans – Dental benefits are provided by the Department of Veterans Affairs according to law. In some instances, Veterans Affairs is authorized to provide extensive dental care, while in other cases treatment may be limited. Eligibility and benefits for Veteran dental care are limited by law and categorized into VA dental classifications or classes.

West Virginia Medicaid – Medicaid provides dental coverage to low-income families and children, individuals, the elderly, pregnant women, and certain people with disabilities. In 2014 West Virginia will expand its Medicaid program to cover households with incomes up to 133% of the federal poverty level. That works out to about $32,500 a year for a family of four or $15,800 a year for a single person. The services covered by Medicaid include routine dental care and braces for children. However, adult dental care is limited to biopsies, removal of cysts or tumors, some emergency services and treatment of fractures of the jaw bones. See for further information on eligibility, health and dental coverage and how to apply for West Virginia Medicaid.

Children’s Health Insurance Program (CHIP) – This government program was started to help working families that don’t have health insurance for their children. Dental services covered under CHIP include dental exams every six months; sealants and fillings as needed; a full-mouth x-ray every 36 months; treatment of abscesses, including initial visit and follow-up if needed; simple extractions; root canal therapy; extraction related to an abscess; removal of cysts under gums or tooth and x-rays needed to diagnose the condition: space maintainers; fluoride and cleaning treatments every six months; bite wings every six months; medically necessary ridge reconstruction and orthognathism; extraction of impacted teeth; and and certain accident related dental services. Your child can qualify if they are under the age of 19, reside in West Virginia, lost family coverage in the last 3 months, are not eligible for West Virginia Medicaid, are not eligible for the West Virginia State Employee Health Insurance, income and family size fall within qualifying income guidelines, and are citizens of the United States or qualified aliens. To apply for CHIP see

Health Centers – Residents in West Virginia may also want to contact their local Health Center as many may provide discounted dental services to those unable to afford treatment. The Bureau of Primary Health Care, a service of the Health Resources and Services Administration (HRSA), supports federally-funded community health centers across the country that provide free or reduced-cost health services, including dental care. Contact the HRSA Information Center toll-free at 1-888-Ask-HRSA (1-888-275-4772) for a list of health centers in the West Virginia counties of Berkeley, Barbour, Boone, Brooke, Braxton, Cabell, Clay, Calhoun, Doddridge, Gilmer, Fayette, Grant, Hampshire, Greenbrier, Hancock, Harrison, Hardy, Jackson, Kanawha, Jefferson, Lewis, Lincoln, Logan, Marshall, Marion, Mason, Mercer, McDowell, Mineral, Monongalia, Mingo, Monroe, Nicholas, Morgan, Ohio, Pleasants, Pendleton, Pocahontas, Putnam, Preston, Raleigh, Ritchie, Randolph, Roane, Summers, Virginia, Taylor, Tyler, Tucker, Upshur, Webster, Wayne, Wetzel, Wood, Wirt,and Wyoming.

West Virginia Dental Schools – Dental schools are a excellent source of reduced-cost, quality dental treatment. Most of these teaching facilities have clinics that allow dental students to gain experience treating patients while providing care at a lowered cost. Licensed, experienced dentists closely supervise the students. Faculty and post-graduate clinics are also available at most dental schools.

Locations and Contact Information of Dental Schools in West Virginia:

West Virginia University School of Dentistry – Dental care at the student clinics is done under the direct supervision of experienced faculty. Services performed by student dentists include the following:

a) Diagnostic Services – x-rays, examinations, imaging, special tests, temporomandibular joint problems
b) Restorative Services – bonding, fillings, cosmetic dentistry
c) Preventive Services and Dental Hygiene – fluoride treatments, cleaning, space maintainers, sealants
d) Dental Rural Health – community service and education
e) Dentistry for Adolescents and Children
f) Oral and Maxillofacial Surgery – impactions, extractions, biopsies, sedations and general anesthesia, corrective jaw surgery
g) Oral and Maxillofacial Pathology – examination of tissue
h) Endodontics – bleaching, root canal therapy, surgery
i) Orthodontics and Dentofacial Orthopedics – jaw and tooth alignment for adults and children
j) Prosthodontics – bridges, crowns, partials, dentures, dental implants
k) Periodontics – treatment of dentures, and bone diseases
l) Prosthodontics – bridges, crowns, partials, dentures, dental implants
m) Maxillofacial Prosthetics – cleft lip and palate, prostheses, and reconstructive surgery

Contact Information:

1 Medical Center Drive
Morgantown, WV 26506
Phone: 304-293-6208

In-House Dental Financing – Some dentists in West Virginia may offer in-house financing regardless of past credit.

Below is a list of dentists that claim they can help people with bad credit financing for dental work in West Virginia:

At this time we are unable to locate any dental offices in West Virginia that offer in-house dental financing with bad credit. If any of our viewers are aware of any in-house financing programs for bad credit or if you are a dentist that offers such a program and want to be added to our list, please email us at

Although they are not a dentist but a finance company, United Medical Credit claims to offer financing options for most credit scores. In cases when the applicant is declined due to derogatory credit, they claim you can add a co-signer on the loan to help try and get you approved. They provide oral cosmetic and dental procedure loans for braces, contouring, reshaping, gum surgery, dentures, root canals, veneers, tooth whitening and more. For more information you can contact them by calling (888) 647-4333 or visiting their website at If you get approved or denied, please let us know the details by emailing us at so we can update the information with our viewers.

Clinical Trials – The National Institute of Dental and Craniofacial Research sometimes seeks volunteers with specific oral, dental and craniofacial conditions to participate in research studies, otherwise known as clinical trials. Researchers may provide study participants with limited low-cost or free dental treatment for the particular condition they are studying.

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