Discount Dental Plans In Rhode Island For Bad Credit/Low Income


Beautiful teeth are important and keeping your teeth and mouth healthy is also important to your overall health. Lack of access to dental care for all ages remains a public health challenge and many Americans living in Rhode Island are finding it difficult to pay a dentist for their dental needs. This may be because they are unable to afford dental treatment or unable to get approved for financing because of bad credit.

Here we have listed the options for discount dental plans that are available to residents of Rhode Island:

Dental Benefits For Veterans – Dental benefits are provided by the Department of Veterans Affairs according to law. In some instances, Veterans Affairs is authorized to provide extensive dental care, while in other cases treatment may be limited. Eligibility and benefits for Veteran dental care are limited by law and categorized into VA dental classifications or classes.

Rhode Island Health Centers – Residents of Rhode Island may also want to contact their local Health Center as many may provide discounted dental services to those unable to afford treatment. The Bureau of Primary Health Care, a service of the Health Resources and Services Administration (HRSA), supports federally-funded community health centers across the country that provide free or reduced-cost health services, including dental care. There are 27 community health care center offices throughout the state of Rhode Island. Below are a list of health centers that provide dental care in the state of Rhode Island.

—–Blackstone Valley Community Health Care Inc. – This federally qualified health center is accredited by The Joint Commission and is located in Central Falls and Pawtucket, Rhode Island. They provide a full range of dental services that includes examinations and screenings, cleanings, digital X-rays, fluoride treatments, sealants, oral hygiene instructions, restorations, root canals, extractions, emergency dental services, and oral surgery. They use a sliding fee scale to offer medical services for qualified patients who do not have health insurance. Eligibility is based on household size and income.

Contact Information:

Pawtucket Dental Office
210 Main Street, Pawtucket, RI 02860
Call 401-729-5239 for more information.

——Block Island Health Services – Provides low income assistance for dental services.

Contact Information:

6 Payne Road, Box 919
Block Island, RI 02807
Phone: 401-466-2125

——CCAP/Family Health Services – Provides adolescent, pediatric, and adult dentistry on a sliding scale fee and is available for those who do not have health insurance and meet financial eligibility requirements.

Contact Information:

Family Health Services of Cranston
1090 Cranston Street
Cranston, RI
Phone: 401-942-4867

Everett C. Wilcox Health Center
226 Buttonwods Avenue
Warwick, RI
Phone: 401-732-9090

——East Bay Community Action Program – They offer comprehensive dental care that includes fillings, root canals, crowns, extractions, teeth whitening and cleanings. For those without dental insurance, services are offered on a sliding fee scale based on family size and income.

Contact Information:

19 Broadway
Newport, RI 02840
Phone: 401-845-0564

——Providence Community Health Centers – Provides comprehensive dental care to children under the age of 19 and pregnant women that include dental cleanings, sealants, X-rays, restorations, and extractions. Fees for patients without insurance are determined from a sliding fee scale based upon family size and income.

Contact Information:

PCHC Dental Clinic
557 Broad Street
Providence, RI 02907
Phone: 410-444-0489

PCHC at Crossroads
160 Broad Street
Providence, RI 02903
Phone: 401-521-2255

—–Thundermist Health Center – They offer a full range of comprehensive dental services to both children and adults that include oral examinations, hygienic and restorative services. Uninsured patients are charged on a sliding fee scale.

Contact Information:

One River Street
Wakefield, RI 02879
Phone: 401-783-0523

1219 Main Street
West Warwick, RI 02893
Phone: 401-615-2804

191 Social Street, 9th Floor
Woonsocket, RI 02895
Phone: 401- 767-4100

—–WellOne Primary Medical and Dental Care – Provides comprehensive dental services that includes oral exams, cleanings, extractions, restorative care (e.g. fillings), root canals, crowns and dentures that is offered on a sliding fee scale that is based on income and family size.

Contact Information:

208 Callahan Road
North Kingstown, RI 02852
Phone: 401-295-9706

142A Danielson Pike
Foster, RI 02825
Phone: 401-647-3702

36 Bridge Way
Pascoag, RI 02859
Phone: 401-568-7661

——Wood River Health Services – Their full service dental department provides consultation, annual cleanings, exams and x-rays for preventative, cosmetic and restorative dentistry on a sliding fee scale.

Contact Information:

823 Main Street
Hope Valley, RI 02832

Rhode Island Medicaid – This Rhode Island Medical Assistance Program is a state and federal funded program that pays for health and medical related services (including dental) for eligible seniors, adults with disabilities, low income families and/or children. To learn on what dental services are covered by this medical assistance program and to learn more about qualifying see

Dental Schools – Dental schools are a excellent source of reduced-cost, quality dental treatment. Most of these teaching facilities have clinics that allow dental students to gain experience treating patients while providing care at a lowered cost. Licensed, experienced dentists closely supervise the students. Faculty and post-graduate clinics are also available at most dental schools.

Locations and Contact Information of Dental Schools in Rhode Island:

At this time there are no dental schools in the state of Rhode Island that provide comprehensive dental care. Please see the link below to locate a surrounding state that has dental school patient services.

In-House Dental Financing – Some dentists in Rhode Island may offer in-house financing regardless of past credit.

Below is a list of dentists that claim they can help people with bad credit financing for dental work in Rhode Island:

At this time we are unable to locate any dental offices in Rhode Island that offer in-house dental financing with bad credit. If any of our viewers are aware of any in-house financing programs for bad credit or if you are a dentist that offers such a program and want to be added to our list, please email us at

Although they are not a dentist but a finance company, United Medical Credit claims to offer financing options for most credit scores. In cases when the applicant is declined due to derogatory credit, they claim you can add a co-signer on the loan to help try and get you approved. They provide oral cosmetic and dental procedure loans for braces, contouring, reshaping, gum surgery, dentures, root canals, veneers, tooth whitening and more. For more information you can contact them by calling (888) 647-4333 or visiting their website at If you get approved or denied, please let us know the details by emailing us at so we can update the information with our viewers.

Clinical Trials – The National Institute of Dental and Craniofacial Research sometimes seeks volunteers with specific oral, dental and craniofacial conditions to participate in research studies, otherwise known as clinical trials. Researchers may provide study participants with limited low-cost or free dental treatment for the particular condition they are studying. To find out if there are any NIDCR clinical trials that you might fit into, visit the NIDCR web site.

Locate Dental Financing and Assistance in other U.S States


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