Delaware Dental Financing And Assistance For Bad Credit/Low Income


Many residents living in Delaware are finding it difficult to pay a dentist for their dental needs. This may be because they are unable to afford dental treatment or unable to get approved for financing because of bad credit.

Here we have listed the options for discounted dental treatment that are available to residents of Delaware:

Dental Benefits For Veterans – Dental benefits are provided by the Department of Veterans Affairs according to law. In some instances, Veterans Affairs is authorized to provide extensive dental care, while in other cases treatment may be limited. Eligibility and benefits for Veteran dental care are limited by law and categorized into VA dental classifications or classes.

Delaware Medicaid Program – This government funded Delaware health insurance program for low income families covers dental costs for children up to the age of 21. To obtain full Medicaid benefits in Delaware, you must be a Delaware resident and either a legally residing non citizen or a U.S. citizen. Household income must be under certain limits that depend on family size. To learn more about Medicaid see services or call Medicaid Customer Relations at 1-800-372-2022 or (302)255-9500.

Delaware Healthy Children Program – This is a low cost health insurance program for Delaware’s uninsured children that includes comprehensive dental services for oral exams, cleanings, x-rays, fillings, fluoride applications, and other specialty and restorative services. Orthodontic treatment is also available for children who meet specific program guidelines. Your children may qualify if they reside in the State of Delaware and are under the age of 19, don’t have comprehensive health insurance, meet income eligibility requirements (See income limits), are not dependents of a permanent State of Delaware employee, are legally-residing non citizens or U.S. citizens. If your family wants to apply a paper application form may be obtained by calling the Delaware Healthy Children Program (DHCP) at 1-800-996-9969 or by printing a copy of the DHCP application form at

Health Centers – Residents of Delaware may also want to contact their local Health Center as many may provide discounted dental services to those unable to afford treatment. The Bureau of Primary Health Care, a service of the Health Resources and Services Administration (HRSA), supports federally-funded community health centers across the country that provide free or reduced-cost health services, including dental care. See or contact the HRSA Information Center toll-free at 1-888-Ask-HRSA (1-888-275-4772) for a list of health centers closest to your location in the Delaware cities and towns of Bowers, Arden, Bethany Beach, Camden, Ardencroft, Bethel, Cheswold, Ardentown, Blades, Clayton, Bellefonte, Bridgeville, Dover, Delaware City, Dagsboro, Felton, Elsmere, Middletown, Delmar, Dewey Beach, Frederica, New Castle, Ellendale, Harrington, Newark, Fenwick Island, Houston, Newport, Frankford, Kenton, Odessa, Georgetown, Leipsic, Townsend, Greenwood, Little Creek, Wilmington, Henlopen Acres, Magnolia, Milford, Smyrna, Laurel, Lewes, Millsboro, Viola, Woodside, Wyoming, Millville, Milton, Rehoboth Beach, Ocean View, Seaford, Slaughter Beach, Selbyville, and South Bethany.

Dental Schools – Dental schools can be a good source of reduced-cost, quality dental treatment. while providing care at a reduced cost, most of these teaching facilities have clinics that allow dental students to gain experience treating patients. Licensed and experienced, dentists closely supervise the students. Faculty and post-graduate clinics are also available at most schools.

Currently there are no dental schools in the state of Delaware, please see the closest surrounding state that can be accessed by the link provided below to locate a dental school that offers discounted services such as diagnostic services (x-rays, examinations), preventive care (cleanings), periodontal treatment (treatment of gum disease), restorations (fillings), cosmetic treatment (veneers, tooth colored fillings), bridges, crowns, dentures, implant restorations, endodontics (root canals), teeth whitening and bonding services.

In-House Dental Financing – Some dentists in Delaware may offer in-house financing regardless of past credit. Here is a list of dentists that we found to offer this type of financing:

At this time we are unable to provide our viewers with any dentists in Delaware that offer in-house financing with bad credit.

If any of our viewers are aware of any in-house financing programs for bad credit or if you are a dentist that offers such a program and want to be added to our list, please email us at

Clinical Trials – The National Institute of Dental and Craniofacial Research sometimes seeks volunteers with specific oral, dental, and craniofacial conditions to participate in dental, also known as research studies. Researchers may provide study participants with a low-cost or limited free dental treatment for the particular condition they are studying. To find out if there are any NIDCR clinical trials that you might fit into, visit the NIDCR web site.

Locate Dental Financing and Assistance in other U.S States


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