Connecticut Dental Financing And Assistance For Bad Credit/Low Income


Many residents living in Connecticut are finding it difficult to pay a dentist for their dental needs. This may be because they are unable to afford dental treatment or unable to get approved for financing because of bad credit.

Here we have listed the options for discounted dental treatment that are available to residents of Connecticut:

Dental Benefits For Veterans – Dental benefits are provided by the Department of Veterans Affairs according to law. In some instances, Veterans Affairs is authorized to provide extensive dental care, while in other cases treatment may be limited. Eligibility and benefits for Veteran dental care are limited by law and categorized into VA dental classifications or classes.

Connecticut State Dental Association Donated Dental Services – Health fairs and dental programs taking place throughout the state of Connecticut that offer low cost to free dental services. These programs require registration and/or may have specific criteria associated with them. See the Connecticut State Dental Association at to view their Charitable Outreach Calendar.

Hospital Based Dental Clinics – Some of these Connecticut clinics have health care based on a sliding fee scale (depends on income) along with in-house payment plans. Below is a list of these hospitals that have dental clinics:

Department of Dentistry at Danbury Hospital – They provide a full range of dental services including endodontics, implant dentistry, periodontics, cosmetic dentistry (teeth whitening and veneers), dental checkups, fluoride applications, sealants, fillings, bridges, crowns, dentures and emergency dental services through their general practice residency program. If you are coping with a personal hardship due to extraordinary medical costs or lack of insurance, financial assistance may be available to cover all or some of the costs of inpatient, outpatient, and emergency services provided at Danbury Hospital. To learn more about their financial services, contact them at 20 Stony Hill Road, Bethel, CT 06801 or call them at 203-730-5800 Monday – Friday: 9:00 AM – 6:00 PM. Their website is located at

Yale-New Haven Hospital – Provides comprehensive dental care that includes consultations, diagnostic services (including low-dose digital X-rays), check-ups, preventive care (fluorides, cleanings, and sealants), emergency care, restorative care (crowns and fillings), care for adults with special health care needs, along with preventive and interceptive orthodontics. They offer free counseling to determine eligibility for free health care (whose income does not exceed 250 percent of the federal poverty level), sliding scale (whose income does not exceed 400 percent of the federal poverty level) and other available financial assistance programs. To learn more about their financial assistance programs or to determine eligibility, call 203-688-2030. They are located at 20 York Street, New Haven, CT 06510. Their website is located at

*Please note: There is no guarantee that the hospitals listed above will provide financial assistance for dental care. Please call the above numbers for further information on their financial help policies.

Connecticut Medicaid – This Connecticut program provides comprehensive dental care for children and adults. Connecticut low income pregnant women along with children and their parents or a relative caregiver may be eligible for Medicaid. Coverage for dental services include cleanings, crowns, complete dentures, examinations, fillings (silver amalgam and white composite), extractions, oral surgery, root canal treatment, partial dentures, X-rays, orthodontia (braces), fluoride treatments for children ages 1 – 21, sealants for children ages 5 through 16, dentures, and porcelain crowns for upper anterior teeth. See for more information and to apply.

Health Centers – Residents of Connecticut may also want to contact their local Health Center as many may provide discounted dental services to those unable to afford treatment. The Bureau of Primary Health Care, a service of the Health Resources and Services Administration (HRSA), supports federally-funded community health centers across the country that provide free or reduced-cost health services, including dental care. Contact the HRSA Information Center toll-free at 1-888-Ask-HRSA (1-888-275-4772) for a list of health centers closest to your location in the Connecticut counties of Fairfield, Bridgeport, Hartford, Litchfield, Middlesex, New Haven, New London, Tolland, Rockville, and Windham.

Dental Schools – Dental schools can be a good source of reduced-cost, quality dental treatment. while providing care at a reduced cost, most of these teaching facilities have clinics that allow dental students to gain experience treating patients. Licensed and experienced, dentists closely supervise the students. Faculty and post-graduate clinics are also available at most schools.

Locations and Contact Information of Dental Schools in Connecticut:

University of Bridgeport, Fones School of Dental Hygiene – Provides comprehensive dental hygiene care by students that are supervised by licensed dental hygienists and dentists from September through May for oral examinations, blood pressure screening, personalized home care instructions, X-rays, sealants, teeth cleaning, whitening agents and fluoride treatments. Fees for these services are based on a sliding scale.

Contact Information:

126 Park Avenue
Bridgeport, CT 06604
Phone: 203-576-4137

University of Connecticut School of Dental Medicine, Farmington, Connecticut – Offers patients (adults and children) comprehensive dental care (including restorative, cosmetics, veneers, crowns, bridges, dentures and implant therapy, root canal therapy, and braces) by dental students under the supervision of experienced and licensed clinical faculty. Fees are generally less than a private practice.

Contact Information:

263 Farmington Avenue
Farmington, CT 06030
Patient Financial Services: 860-679-2464

In-House Dental Financing – Some dentists in Connecticut may offer in-house financing regardless of past credit. Here is a list of dentists that we found to offer this type of financing:

At this time we are unable to provide our viewers with any dentists in Connecticut that offer in-house financing with bad credit.

If any of our viewers are aware of any in-house financing programs for bad credit or if you are a dentist that offers such a program and want to be added to our list, please email us at

Clinical Trials – The National Institute of Dental and Craniofacial Research sometimes seeks volunteers with specific oral, dental, and craniofacial conditions to participate in dental, also known as research studies. Researchers may provide study participants with a low-cost or limited free dental treatment for the particular condition they are studying. To find out if there are any NIDCR clinical trials that you might fit into, visit the NIDCR web site.

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