Tread on your car tires provides the traction and gripping action that prevents your car from sliding or slipping, especially during icy or wet road conditions. As a rule, tires become unsafe and need replaced when the tread of the tire becomes worn down to 1/16 or less of an inch.
Even if your tires are good, many people overlook that damaged rims can pose a safety risk along with leading to more expensive repairs down the line. Damaged rims can cause a deadly tire blowout or cause you to replace your tires sooner. Rim problems are often noticed easily and depending on that damage, you may feel a constant vibration when your hands are on your steering wheel or hear a thumping sound when driving. If you have been having problems with your vehicle’s handling or your gas mileage suddenly got poor, you should take a look at your rims for cracks and dents and your tires for unusual wear. If you find a bent or broken rim, a qualified mechanic can usually repair it most of the time. However, if the lug holes are damaged or if the rim is cracked, it may need replaced.
That being said, new car tires and/or rims can cost a bundle that many people are unable to pay for upfront. This is where financing comes into play but this can be a major problem for those with bad credit. However, there is light at the end of the tunnel for those with a poor credit rating. I have located several options for financing rims and/or tires that will help you and your family keep safe on the road! See the list below:
Discounted Wheel Warehouse
They offer bad credit tire and rim financing for those with a minimum income of $1000 a month, have been with their current employer for at least 180 days, and has had a checking account that has been open for at least 90 days with no over drafts, negative balances, or bounced checks in the last 30 days. There is a application fee of $40 that is paid at time of purchase. There also will be a 10% financing fee charged calculated off the total order price. This no credit check financing comes with a minimum financing amount of $300 to a maximum of $3080 which can be repaid over a max term of 12 months. Available in every state except WI, MN, VT, and NJ. See discountedwheelwarehouse.com/Apply_for_Credit.cfm for more information on this program.
Offers no credit check financing with 90 days same as cash at 0% interest or finance up to 1 yr. Approval amount up to $2500 that is based on your income. Applicants can qualify by being employed for the last six months with a income of at least $1000 monthly, have an active checking account for the last three months with no overdrafts or “Non Sufficient Funds” in the last 30 days. They are located at 14407 Alondra Blvd in La Mirada, CA and will ship tires to out of state buyers.
Pro Tires and Wheels
Will issue a line of credit up to $2500 for those with bad credit. To qualify you must have a valid open checking account with no overdrafts, have a $1000 minimum monthly income from the same employer from the last six months. Once approved there will be a minimum of $40.00 required that will be used as a non refundable down payment. They are located at 16114 Pioneer Blvd in Norwalk, CA and will help customers as far as Ventura County, Riverside County, San Bernardino County, Santa Barbara County, La County, Orange County, & San Diego County. See wheelandtirepros.com/finance.htm for more information.
Wheel & Tire Zone
Has poor credit financing for drivers in Houston, TX, Katy, TX, Woodland, TX, or a surrounding area. See wheeltirezone.com/financing/crest-financing.aspx for more details.
Off Road Rim Financing LLC
Located at 325 Main St. in Hobart, Indiana and can finance a no credit check loan for rims and tires up to $2500. See offroadrimfinance.com/applyforfinancing/ for more details.
Located at 4705 West Broad Street in Richmond, VA. They have a 12 month lease program with no credit check that can help you get the tires and rims you need. See rpmsuperstore.com/financing.php for financing details.
San Diego Tire and Wheel Outlet
Located at 3865 Convoy Street in San Diego, Ca. This company offers low monthly payments for rims and tires for those with bad or no credit that have a minimum income of $1000 monthly, a active checking account, and has been employed for at least six months. See sdtireandwheel.com/financing-other to apply.
This may be one of the easiest places to find the rims and tires you need. That’s because they offer a $2,500 instant spending limit with bad credit with no long-term commitment, no hidden fees, and no money down. Their general requirements is that you must have a source of income, be 18 years old or older, reside outside of Minnesota, New Jersey, Wisconsin, North Carolina, and Wyoming, and have an active bank account for at least 90 days. Shop Top Brands at FlexShopper with Affordable Weekly Payments.
The above is just a select few I found while searching the internet for companies that will finance rims and tires with either no credit check or bad credit. Good Luck!
Did You Know?
Tire safety studies have shown that observing vehicle and tire load limits (not carrying more weight in your car or truck than your vehicle or tires can handle safely), avoiding road hazards, maintaining proper tire pressure, and inspecting tires for slashes, cuts, along with other irregularities are the most important things you can do to avoid tire failure such as a tire blowout, tread separation, and flat tires. Following these actions along with other maintenance and care activities can also:
– Help protect others and you from avoidable crashes and breakdowns;
– Improve vehicle handling;
– Increase the life of your tires; and
– Improve fuel economy.
Make tire safety a regular part of your car and truck maintenance routine by using the information I provided above. You should recognize that the time you spend is very low compared with the safety and inconvenience consequences that a tire failure can cause.