Monthly Archives: December 2014

Handling Debt in New Zealand

The Credit Contracts and Consumer Finance Act 2003 and the Credit (Repossession) Act protects a person when they’re borrowing money for domestic and personal use in New Zealand. This extends to people when they’re using credit cards, store cards, or…

Repairing Bad Credit In New Zealand

As the world economy begins to recover from one of the steepest economic downturns in recent decades, many consumers are finding themselves with greatly reduced credit scores and credit histories. Negative marks on a credit report can have damaging effects…

Creditor Harassment Laws In Scotland (UK)

Though debt can happen to anyone, this doesn’t give creditors permission to embarrass people, call them at all hours of the day or threaten individuals. In fact, there are creditor harassment laws in Scotland to protect people from such issues.…